Affiliate Disclosure

Last updated: March 2026

The short version

–We may earn a commission if you apply and are approved through our links.

–Card rankings are 100% algorithm-based — affiliate deals never change rank order.

–Reward values are estimates. Always check the full card terms before applying.

We may earn a commission

RollsRewards participates in affiliate programs with credit card issuers and financial institutions. When you click an “Apply Now” link and are approved, we may receive a commission from the issuer — at no additional cost to you.

Rankings are never paid placements

Card rankings are generated entirely by our reward-value algorithm, which calculates the estimated annual value each card would earn based on your spending. Affiliate relationships have no influence on ranking order — we do not accept payment to feature or boost any card.

Cards without affiliate relationships are ranked the same way as cards that do have them. The highest-ranked card is always the one that puts the most money back in your pocket.

Estimated values are not guaranteed

Reward values shown are estimates based on publicly available card terms and typical point/mile valuations. Actual rewards may vary based on how you redeem, issuer promotions, and card term changes. Always review the full terms before applying.

FTC compliance

Per the FTC's guidelines on endorsements and testimonials (16 CFR Part 255), we disclose that we may be compensated when you apply for and are approved for a credit card through links on this site.

Questions

Questions about our compensation or how rankings work? Email us at hello@rollsrewards.com. We're happy to explain exactly how any card was ranked.