Skip to content
RollsRewards

Compensation does not affect rankings.Full disclosure

Wells Fargo Autograph Journey℠
Offer verified 2026-04-09Source: Wells Fargo official terms

Wells Fargo · Visa

Wells Fargo Autograph Journey℠

60 / 100

Annual Fee

$95

After credits: $45

Sign-Up Bonus

$900

Spend $4,000 in 3mo

Terms apply.

Base Rate

1x

on everything

Best For

Hotel and airline spenders who want flexible transfer partners at $95

Sign-Up Bonus

Bonus: 60,000 points

Requirement: Spend $4,000 in 3 months

Estimated value: $900Terms apply.

Reward Categories

hotels

Hotels

5x
travel

Airlines

4x
dining

Restaurants

3x
Everything else1x

Point value: ~1.5¢ each

Key Benefits

$50 Annual Airline Fee Credit(~$50/yr)
No Foreign Transaction Fees(~$50/yr)
Cell Phone Protection(~$100/yr)

Pros & Cons

Pros

  • + 5x on hotels + 4x on airlines — best direct travel earn rate at $95
  • + Transfer to Air France, British Airways, Singapore + more
  • + $50 airline credit brings effective fee to $45
  • + Underrated alternative to Chase/Amex for travel spenders

Cons

  • - Points worth 1¢ base — need transfer partners for full value
  • - Fewer known redemption sweet spots vs Chase/Amex
  • - Wells Fargo transfer program newer and less established
  • - No lounge access

Transfer Partners

Transfer points to 4 airline and hotel partners for potentially higher value.

Air France/KLM Flying BlueAvianca LifeMilesBritish Airways AviosSingapore KrisFlyer

Rates and fees may vary.See current rates, fees, and terms on Wells Fargo's site

Apply Now

Recommended credit score: 700+

Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure

Is the Wells Fargo Autograph Journey℠ right for you?

Enter your monthly spending and see exactly how much this card would earn you compared to 74 other cards.

See how this card ranks

Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.