Wells Fargo · Visa
Wells Fargo Autograph℠ Card
Annual Fee
$0
Sign-Up Bonus
$200
Spend $1,000 in 3mo
Terms apply.
Base Rate
1x
on everything
Best For
No-fee card with broad 3x earning on dining, travel, gas, transit, and streaming
Sign-Up Bonus
Bonus: 20,000 points
Requirement: Spend $1,000 in 3 months
Estimated value: $200Terms apply.
Reward Categories
Restaurants and eligible delivery
Hotels, flights, car rentals, and more
Gas stations
Transit, rideshares, and parking
Popular streaming services
Phone plans
Key Benefits
Pros & Cons
Pros
- + 3x on 6 popular categories with no annual fee
- + No foreign transaction fees
- + Cell phone protection included
- + Low $1,000 spend for 20,000-point bonus
Cons
- - Points worth only 1¢ unless redeemed for travel through portal
- - No transfer partners — points locked into Wells Fargo ecosystem
- - 3x categories are good but not best-in-class for any single category
- - Wells Fargo can be strict on approvals if you're not an existing customer
Rates and fees may vary.See current rates, fees, and terms on Wells Fargo's site
Recommended credit score: 690+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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