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RollsRewards
U.S. Bank Cash+® Visa Signature®

US Bank · Visa

U.S. Bank Cash+® Visa Signature®

34 / 100

Annual Fee

$0

Sign-Up Bonus

$200

Spend $1,000 in 4mo

Base Rate

1x

on everything

Best For

Utility and streaming bill payers who want 5% cash back with no fee

Sign-Up Bonus

Bonus: 200 cash back

Requirement: Spend $1,000 in 4 months

Estimated value: $200

Reward Categories

streaming

Choose 2 categories at 5% (up to $2,000/quarter)

Cap: $8,000/yr

5x
grocery

Choose 1 category at 2% — grocery stores, gas, restaurants, etc.

2x
Everything else1x

Point value: 0.01¢ each

Key Benefits

No Annual Fee
Choose Your Own 5% Categories

Pros & Cons

Pros

  • + 5% on utilities is unique — no other card offers this
  • + 5% on streaming, internet, phone, or gym — you pick 2 categories
  • + No annual fee
  • + Good $200 bonus for only $1,000 spend

Cons

  • - Must manually select 5% categories each quarter
  • - $2,000/quarter cap on 5% earnings ($8,000/yr)
  • - US Bank is regional — approval harder without existing relationship
  • - Base rate is only 1%
Apply Now

Recommended credit score: 700+

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Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.