US Bank · Visa
U.S. Bank Altitude® Connect Visa Signature®
Annual Fee
$95
After credits: $45
Sign-Up Bonus
$750
Spend $2,000 in 4mo
Terms apply.
Base Rate
1x
on everything
Best For
Streaming and gas spenders who want strong earn rates with a low effective fee
Sign-Up Bonus
Bonus: 50,000 points
Requirement: Spend $2,000 in 4 months
Estimated value: $750Terms apply.
Reward Categories
Prepaid hotels and car rentals booked in the Real-Time Rewards center
Streaming services
Gas stations and EV charging
Grocery stores and grocery delivery
Restaurants, fast food, and food delivery
Point value: ~1.5¢ each
Key Benefits
Pros & Cons
Pros
- + 5x on streaming is the highest streaming rate available
- + 4x on gas is competitive with Costco and Amex BCP
- + $50 streaming credit makes effective fee just $45
- + Low $2,000 spend requirement for $500 bonus
Cons
- - 5x travel rate is portal-only (not direct bookings)
- - US Bank is regional — harder to get approved without existing relationship
- - 1.5¢ point value is decent but not best-in-class
- - Less well-known than Chase/Amex alternatives
Rates and fees may vary.See current rates, fees, and terms on US Bank's site
Recommended credit score: 700+
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