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United℠ Explorer Card
Offer verified 2026-06-22Source: Chase official terms

Chase · Visa

United℠ Explorer Card

54 / 100

Annual Fee

$150

After credits: $0

Sign-Up Bonus

$780

Spend $3,000 in 3mo

Terms apply.

Base Rate

1x

on everything

Best For

United flyers — free bags + lounge access

Sign-Up Bonus

Bonus: 60,000 miles

Details: 60,000 bonus miles after $3,000 spend in 3 months (~$780 value)

Requirement: Spend $3,000 in 3 months

Estimated value: $780Terms apply.

Reward Categories

united

United purchases (up to 9x total on United flights incl. MileagePlus member earning)

3x
dining

Restaurants & food delivery

2x
hotels

Hotels

2x
Everything else1x

Point value: ~1.3¢ each

Key Benefits

First Bag Free(~$140/yr)

Your first checked bag free on United flights — saves $35 each way

2 United Club One-Time Passes/Year(~$100/yr)

Use before any United flight — $50 value each

Global Entry / TSA PreCheck / NEXUS Credit(~$120/yr)

Pay the fee with your card — reimbursed every 4 years

$100 United TravelBank Credit(~$100/yr)

After $10,000 in calendar-year purchases

$100 JSX Flight Credit(~$100/yr)

Statement credit on JSX flights each anniversary year

$60 Rideshare Credit(~$60/yr)

$5/month in U.S. rideshare statement credits — enrollment required

$120 Instacart Credit(~$120/yr)

$10/month in Instacart statement credits — enrollment required

$100 United Hotels Credit(~$100/yr)

Up to two $50 credits on United Hotels stays per year

$50 Avis/Budget Car Rental Credit(~$50/yr)

Up to two $25 credits on Avis/Budget rentals per year

Priority Boarding(~$40/yr)

Board in Group 2 on United flights

25% Back on Inflight Purchases

Automatically refunded as statement credit

No Foreign Transaction Fees(~$50/yr)

Pros & Cons

Pros

  • + First bag free saves $140+ per round trip for 2 people
  • + 2 United Club passes/year ($100 value)
  • + Global Entry credit ($120 every 4 years)
  • + Miles transfer to Star Alliance partners

Cons

  • - Only 3x on United purchases — not great for everyday spend
  • - No complimentary United Club membership (just passes)
  • - $150 annual fee (waived first year)

Transfer Partners

Transfer points to 2 airline and hotel partners for potentially higher value.

United MileagePlusStar Alliance Partners

Rates and fees may vary.See current rates, fees, and terms on Chase's site

Apply Now

Recommended credit score: 680+

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Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.