Chase · Visa
United Club Infinite
Annual Fee
$525
Sign-Up Bonus
$1200
Spend $5,000 in 3mo
Base Rate
1x
on everything
Best For
Frequent United Flyers
Sign-Up Bonus
Bonus: 80,000 miles
Requirement: Spend $5,000 in 3 months
Estimated value: $1,200
Reward Categories
United purchases
All other travel
Restaurants
Point value: 0.015¢ each
Key Benefits
Automatic access to United Club lounges and Star Alliance partner lounges worldwide
For you + one companion on all United flights — automatic
Priority check-in, security, and boarding on United flights
Decline rental counter CDW — full coverage up to 31 days
Pros & Cons
Pros
- + United Club access replaces a $650+ membership
- + First + second bag free for you and a companion
- + 4x on United — best earn rate for United loyalists
- + Star Alliance lounge access worldwide
- + 80k mile bonus worth ~$1,200
Cons
- - $525 annual fee requires frequent United travel
- - Miles worth ~1.5¢ — less than Chase UR via CSR
- - No hotel or dining transfer partners
- - Club access only useful if you fly United often
Transfer Partners
Transfer points to 1 airline and hotel partners for potentially higher value.
Recommended credit score: 720+
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