Offer verified 2026-04-09Source: Discover official terms
Discover · Discover
Discover it Student
36 / 100
Annual Fee
$0
Sign-Up Bonus
$200
Terms apply.
Base Rate
1x
on everything
Best For
Students
Reward Categories
rotating
5xQuarterly rotating categories (up to $1,500)
Cap: $6,000/yr
Everything else1x
Key Benefits
Cashback Match (Year 1)(~$200/yr)
$20 Good Grade Reward (3.0+ GPA)(~$20/yr)
No late fee first time(~$30/yr)
Free FICO Score(~$25/yr)
Pros & Cons
Pros
- + Cashback Match doubles year-1 earnings
- + No annual fee, no minimum credit history
- + Good grades reward
- + 5% rotating categories
Cons
- - Discover less accepted internationally
- - Must activate 5% categories quarterly
- - 1% on non-rotating spend
Rates and fees may vary.See current rates, fees, and terms on Discover's site
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Recommended credit score: 580+
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