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Delta SkyMiles® Reserve American Express Card

American Express · Amex

Delta SkyMiles® Reserve American Express Card

59 / 100

Annual Fee

$650

After credits: $160

Sign-Up Bonus

$1200

Spend $6,000 in 6mo

Base Rate

1x

on everything

Best For

Frequent Delta flyers — First Class companion cert + unlimited Sky Club

Sign-Up Bonus

Bonus: 100,000 miles

Details: 100,000 bonus miles after $6,000 spend in 6 months (~$1,200 value)

Requirement: Spend $6,000 in 6 months

Estimated value: $1,200

Reward Categories

delta

Delta Airlines purchases

3x
hotels

Hotels

2x
dining

Restaurants & food delivery

2x
Everything else1x

Point value: 0.012¢ each

Key Benefits

Annual Companion Certificate(~$500/yr)

After card renewal — companion flies on domestic First Class for just taxes (~$30–80)

Delta Sky Club Access(~$650/yr)

Unlimited access for cardholder (up to 15 visits/year for guests); $50/guest per visit

First Checked Bag Free(~$140/yr)

Primary cardholder + up to 8 companions on same reservation

Global Entry / TSA PreCheck Credit(~$120/yr)

$120 every 4 years — pay the application fee with your card

20% Back on Inflight Purchases

Automatically applied as statement credit on Delta flights

Medallion Qualification Miles (MQM) Boost

Earn 15,000 MQMs after every $30k in card spend — accelerates elite status

Centurion Lounge Access (Amex)(~$300/yr)

Access all Amex Centurion Lounges worldwide when flying Delta

No Foreign Transaction Fees(~$50/yr)

Pros & Cons

Pros

  • + Annual companion cert valid for First Class — easily worth $300–600+
  • + Unlimited Delta Sky Club access (15 visit cap for guests)
  • + Amex Centurion Lounge access when flying Delta
  • + 100,000 mile sign-up bonus

Cons

  • - $650 annual fee — only worth it for frequent Delta flyers
  • - Miles locked to Delta ecosystem
  • - Sky Club now limits non-Reserve members to 10 visits/year
  • - First Class companion cert requires round-trip on Delta

Transfer Partners

Transfer points to 3 airline and hotel partners for potentially higher value.

Delta SkyMilesVirgin AtlanticAir France/KLM
Apply Now

Recommended credit score: 720+

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Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.