
Citi · Visa
Costco Anywhere Visa® by Citi
40 / 100
Annual Fee
$0
Sign-Up Bonus
N/A
Base Rate
1x
on everything
Best For
Costco members who spend heavily on gas and want no annual fee
Reward Categories
gas
4xGas worldwide (including EV charging), up to $7,000/yr
Cap: $7,000/yr
travel
3xEligible travel purchases
dining
3xRestaurants
grocery
2xCostco and Costco.com purchases
Everything else1x
Point value: 0.01¢ each
Key Benefits
No Annual Fee (Costco membership required)
No Foreign Transaction Fees(~$30/yr)
Damage & Theft Purchase Protection(~$50/yr)
Extended Warranty(~$40/yr)
Pros & Cons
Pros
- + 4% on gas (up to $7,000/yr) is among the best gas rates available
- + 3% on restaurants and travel — solid secondary earn
- + No annual fee beyond Costco membership ($65/yr)
- + Cash back issued as annual check — simple redemption
Cons
- - Requires Costco membership ($65/yr) to hold the card
- - Cash back only redeemable once per year at Costco
- - No sign-up bonus
- - 2% at Costco is lower than some grocery cards
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Recommended credit score: 700+
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