
Citi · Mastercard
Citi Custom Cash
31 / 100
Annual Fee
$0
Sign-Up Bonus
$200
Spend $1,500 in 6mo
Base Rate
1x
on everything
Best For
Auto 5% Category
Sign-Up Bonus
Bonus: 200 cashback
Requirement: Spend $1,500 in 6 months
Estimated value: $200
Reward Categories
top category
5xAuto top category
Cap: $6,000/yr
Everything else1x
Point value: 0.01¢ each
Key Benefits
0% Intro APR(~$50/yr)
Pros & Cons
Pros
- + Automatic 5% on top category
- + No annual fee
- + No activation needed
- + Can have multiple
Cons
- - $500 monthly cap on 5%
- - Only 1% on other spending
- - Limited benefits
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Recommended credit score: 670+
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