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Citi® / AAdvantage® Platinum Select®

Citi · Mastercard

Citi® / AAdvantage® Platinum Select®

49 / 100

Annual Fee

$99

After credits: $0

Sign-Up Bonus

$700

Spend $2,500 in 3mo

Base Rate

1x

on everything

Best For

American Airlines frequent flyers

Sign-Up Bonus

Bonus: 50,000 miles

Details: 50,000 AAdvantage miles after $2,500 spend in 3 months (~$700 value)

Requirement: Spend $2,500 in 3 months

Estimated value: $700

Reward Categories

american airlines

American Airlines purchases

2x
dining

Restaurants & food delivery

2x
gas

Gas stations

2x
Everything else1x

Point value: 0.014¢ each

Key Benefits

First Bag Free(~$120/yr)

Primary cardholder + up to 4 companions on the same itinerary — saves $30 each way per person

Preferred Boarding(~$30/yr)

Board before general boarding on American flights

25% Back on Inflight Food & Beverages

Applied as statement credit automatically on AA flights

$125 American Airlines Flight Discount(~$125/yr)

Earn after spending $20,000 in a cardmember year — 1-year validity

No Foreign Transaction Fees(~$50/yr)

Pros & Cons

Pros

  • + First bag free for you + up to 4 travel companions
  • + 50,000 miles sign-up bonus — good for domestic flights
  • + 2x on dining and gas beyond AA purchases
  • + $125 flight discount after $20k spend

Cons

  • - $99 annual fee
  • - No Global Entry credit
  • - No lounge access
  • - No inflight wifi credit

Transfer Partners

Transfer points to 2 airline and hotel partners for potentially higher value.

American Airlines AAdvantageOneworld Alliance Partners
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Recommended credit score: 700+

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