
Citi · Mastercard
Citi® / AAdvantage® Platinum Select®
Annual Fee
$99
After credits: $0
Sign-Up Bonus
$700
Spend $2,500 in 3mo
Base Rate
1x
on everything
Best For
American Airlines frequent flyers
Sign-Up Bonus
Bonus: 50,000 miles
Details: 50,000 AAdvantage miles after $2,500 spend in 3 months (~$700 value)
Requirement: Spend $2,500 in 3 months
Estimated value: $700
Reward Categories
American Airlines purchases
Restaurants & food delivery
Gas stations
Point value: 0.014¢ each
Key Benefits
Primary cardholder + up to 4 companions on the same itinerary — saves $30 each way per person
Board before general boarding on American flights
Applied as statement credit automatically on AA flights
Earn after spending $20,000 in a cardmember year — 1-year validity
Pros & Cons
Pros
- + First bag free for you + up to 4 travel companions
- + 50,000 miles sign-up bonus — good for domestic flights
- + 2x on dining and gas beyond AA purchases
- + $125 flight discount after $20k spend
Cons
- - $99 annual fee
- - No Global Entry credit
- - No lounge access
- - No inflight wifi credit
Transfer Partners
Transfer points to 2 airline and hotel partners for potentially higher value.
Recommended credit score: 700+
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