Citi · Mastercard
Citi® AAdvantage® Executive Card
68 / 100
Annual Fee
$595
After credits: $205
Sign-Up Bonus
$980
Spend $7,000 in 3mo
Base Rate
1x
on everything
Best For
Frequent American Airlines flyers who want Admirals Club access
Sign-Up Bonus
Bonus: 70,000 miles
Requirement: Spend $7,000 in 3 months
Estimated value: $980
Reward Categories
travel
4xAmerican Airlines flights
hotels
10xHotels & car rentals via aa.com
Everything else1x
Point value: 0.014¢ each
Key Benefits
Admirals Club Membership(~$800/yr)
Free First Checked Bag(~$140/yr)
Global Entry / TSA PreCheck Credit(~$100/yr)
Companion Certificate(~$250/yr)
Pros & Cons
Pros
- + Admirals Club membership included — worth $800+ if purchased separately
- + Access to 50+ Admirals Club locations + oneworld partner lounges
- + Free first bag + preferred boarding on every AA flight
- + 4x miles on AA — best AAdvantage earn rate available
Cons
- - $595 fee only worth it if you fly American regularly
- - AAdvantage miles less flexible than Chase/Amex points
- - Admirals Club quality varies by airport
- - High spend requirement for welcome bonus ($7k in 3 months)
Transfer Partners
Transfer points to 1 airline and hotel partners for potentially higher value.
American Airlines AAdvantage
Apply Now
Recommended credit score: 720+
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