Citi · Mastercard
Citi® AAdvantage® Executive Card
Annual Fee
$595
After credits: $355
Sign-Up Bonus
$980
Spend $7,000 in 3mo
Terms apply.
Base Rate
1x
on everything
Best For
Frequent American Airlines flyers who want Admirals Club access
Sign-Up Bonus
Bonus: 70,000 miles
Details: 70,000 AAdvantage bonus miles after $7,000 in purchases in the first 3 months
Requirement: Spend $7,000 in 3 months
Estimated value: $980Terms apply.
Reward Categories
American Airlines purchases
Hotels (aadvantagehotels.com) & car rentals (aadvantagecars.com)
Point value: ~1.4¢ each
Key Benefits
Access ~100 Admirals Club & partner lounges; immediate family or up to 2 guests included
$10/month statement credit after 3 eligible Lyft rides in a calendar month
$10/month statement credit on eligible Grubhub purchases
Up to $120/yr on prepaid Avis or Budget rentals booked direct
For you + up to 8 companions on the same reservation
Priority check-in, screening, and boarding on American flights
10,000 Loyalty Points bonus after reaching 50,000 in a status year (toward AA status)
Pros & Cons
Pros
- + Admirals Club membership included — up to $850 value if purchased separately
- + $360/yr in Lyft + Grubhub + Avis/Budget statement credits
- + Free first bag + priority airport experience on every AA flight
- + 4x miles on American Airlines purchases
Cons
- - $595 fee only worth it if you fly American regularly
- - AAdvantage miles less flexible than Chase/Amex points
- - Several credits require monthly engagement to realize
- - High spend requirement for welcome bonus ($7k in 3 months)
Transfer Partners
Transfer points to 1 airline and hotel partners for potentially higher value.
Rates and fees may vary.See current rates, fees, and terms on Citi's site
Recommended credit score: 720+
Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure
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