Chase · Visa
Chase Sapphire Preferred
87 / 100
Annual Fee
$95
After credits: $45
Sign-Up Bonus
$1200
Spend $4,000 in 3mo
Base Rate
1x
on everything
Best For
Travel & Dining
Sign-Up Bonus
Bonus: 60,000 points
Requirement: Spend $4,000 in 3 months
Estimated value: $1,200
Reward Categories
travel
5xTravel via Chase
dining
3xRestaurants & delivery
streaming
3xStreaming services
grocery
3xOnline grocery
travel
2xOther travel
Everything else1x
Point value: 0.02¢ each
Key Benefits
Primary Rental Car Insurance(~$300/yr)
Trip Cancellation Insurance(~$500/yr)
DoorDash DashPass(~$120/yr)
No Foreign Transaction Fees(~$50/yr)
Pros & Cons
Pros
- + Excellent transfer partners including Hyatt
- + Strong dining and travel rewards
- + Reasonable annual fee for benefits
- + Primary rental car insurance
Cons
- - 5/24 rule applies
- - Need Sapphire Reserve for best point value
- - No lounge access
Transfer Partners
Transfer points to 5 airline and hotel partners for potentially higher value.
UnitedHyattSouthwestBritish AirwaysMarriott
Apply Now
Recommended credit score: 700+
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