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Compensation does not affect rankings.Full disclosure

Ink Business Preferred
Offer verified 2026-04-09Source: Chase official terms

Chase · Visa

Ink Business Preferred

77 / 100

Annual Fee

$95

Sign-Up Bonus

$2000

Spend $8,000 in 3mo

Terms apply.

Base Rate

1x

on everything

Best For

Business Travel & Ads

Sign-Up Bonus

Bonus: 100,000 points

Requirement: Spend $8,000 in 3 months

Estimated value: $2,000Terms apply.

Reward Categories

travel

Travel

3x
shipping

Shipping

3x
internet

Internet, cable, phone

3x
advertising

Social media & search ads

3x
Everything else1x

Point value: ~2.0¢ each

Key Benefits

Cell Phone Protection(~$200/yr)

Pay phone bill with card

Trip Cancellation(~$300/yr)
Purchase Protection(~$100/yr)

Pros & Cons

Pros

  • + Huge 100k bonus
  • + 3x on ads and shipping
  • + Points transfer to Sapphire
  • + Cell phone protection

Cons

  • - Requires business (can be sole prop)
  • - 8k spend requirement is high
  • - Only 1x on most purchases

Transfer Partners

Transfer points to 4 airline and hotel partners for potentially higher value.

UnitedHyattSouthwestMarriott
Apply Now

Recommended credit score: 700+

Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure

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Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.