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Chase Freedom Flex

Chase · Mastercard

Chase Freedom Flex

49 / 100

Annual Fee

$0

Sign-Up Bonus

$200

Spend $500 in 3mo

Base Rate

1x

on everything

Best For

Rotating Categories

Sign-Up Bonus

Bonus: 20,000 points

Requirement: Spend $500 in 3 months

Estimated value: $200

Reward Categories

rotating

Quarterly categories

Cap: $6,000/yr

5x
travel

Via Chase Travel

5x
dining

Restaurants

3x
drugstore

Drugstores

3x
Everything else1x

Point value: 0.01¢ each

Key Benefits

Cell Phone Protection(~$200/yr)
Purchase Protection(~$100/yr)

Pros & Cons

Pros

  • + No annual fee
  • + 5% rotating categories
  • + Cell phone protection
  • + Points transfer to Sapphire

Cons

  • - Must activate quarterly
  • - $1,500 cap on 5% categories
  • - 5/24 rule applies
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Recommended credit score: 670+

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