Capital One · Visa
Capital One Venture X
Annual Fee
$395
After credits: $95
Sign-Up Bonus
$1125
Spend $4,000 in 3mo
Base Rate
2x
on everything
Best For
Flat-Rate Travel
Sign-Up Bonus
Bonus: 75,000 miles
Requirement: Spend $4,000 in 3 months
Estimated value: $1,125
Reward Categories
Hotels/cars via Capital One
Flights via Capital One
Point value: 0.015¢ each
Key Benefits
Book via Capital One Travel portal for automatic credit
Automatically credited on card anniversary
Show your Venture X card at Capital One Lounge entrance
Register at prioritypass.com with your card
Apply at ttp.cbp.dhs.gov, pay with this card for credit
Decline rental counter insurance — your card covers it
Pay your phone bill with this card for coverage
Pros & Cons
Pros
- + 2x on everything
- + Great lounge access
- + $300 travel credit + 10k bonus miles
- + Good transfer partners
Cons
- - Higher fee than some competitors
- - Transfer partners not as strong as Chase/Amex
- - Capital One lounges limited
Transfer Partners
Transfer points to 5 airline and hotel partners for potentially higher value.
Recommended credit score: 720+
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