Capital One · Mastercard
Capital One Quicksilver Student Cash Rewards Credit Card
Annual Fee
$0
Sign-Up Bonus
$100
Spend $300 in 3mo
Terms apply.
Base Rate
1.5x
on everything
Best For
Students building credit who want flat 1.5% cash back with no annual fee
Sign-Up Bonus
Bonus: 100 cash back
Requirement: Spend $300 in 3 months
Estimated value: $100Terms apply.
Reward Categories
Hotels, vacation rentals & rental cars via Capital One Travel
Key Benefits
Pros & Cons
Pros
- + 1.5% on everything — among the best student card earn rates
- + No annual fee
- + No foreign transaction fees — great for study abroad
- + No credit history required — designed for students
Cons
- - Bonus categories limited to the Capital One Travel portal
- - Only 1.5% on everyday (non-portal) spend
- - No transfer partners
- - Lower credit limit typical for student cards
Rates and fees may vary.See current rates, fees, and terms on Capital One's site
Recommended credit score: 300+
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