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RollsRewards
Bank of America · Visa

Bank of America® Unlimited Cash Rewards Credit Card

20 / 100

Annual Fee

$0

Sign-Up Bonus

$200

Spend $1,000 in 3mo

Base Rate

1.5x

on everything

Best For

BofA banking customers who can boost flat 1.5% to 2.625% with Preferred Rewards

Sign-Up Bonus

Bonus: 200 cash back

Requirement: Spend $1,000 in 3 months

Estimated value: $200

Key Benefits

No Annual Fee
Preferred Rewards Boost (up to 75%)
0% Intro APR 15 Billing Cycles(~$50/yr)

Pros & Cons

Pros

  • + 1.5% on everything, boosted to 2.625% with Preferred Rewards Platinum Honors
  • + $200 bonus for $1,000 spend — easy to hit
  • + No annual fee
  • + 0% intro APR for 15 billing cycles on purchases

Cons

  • - Base 1.5% is average without Preferred Rewards
  • - Preferred Rewards requires $100K+ in BofA/Merrill accounts for max boost
  • - No bonus categories for targeted spending
  • - No transfer partners
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Recommended credit score: 670+

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Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.