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Bank of America Customized Cash
Offer verified 2026-04-09Source: Bank of America official terms

Bank of America · Visa

Bank of America Customized Cash

31 / 100

Annual Fee

$0

Sign-Up Bonus

$200

Spend $1,000 in 3mo

Terms apply.

Base Rate

1x

on everything

Best For

Flexible Cash Back

Sign-Up Bonus

Bonus: 200 cashback

Requirement: Spend $1,000 in 3 months

Estimated value: $200Terms apply.

Reward Categories

choice

Category you choose

Cap: $2,500/yr

3x
grocery

Grocery & wholesale

Cap: $2,500/yr

2x
Everything else1x

Key Benefits

Preferred Rewards boost(~$100/yr)

Link BofA accounts for up to 75% bonus

Pros & Cons

Pros

  • + Choose your 3% category
  • + Preferred Rewards can boost to 5.25%
  • + No annual fee

Cons

  • - $2,500 quarterly cap
  • - Must change category manually
  • - Best value needs BofA relationship
Apply Now

Recommended credit score: 670+

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Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.