American Express · Amex
Hilton Honors American Express Card
45 / 100
Annual Fee
$0
Sign-Up Bonus
$350
Spend $2,000 in 6mo
Base Rate
3x
on everything
Best For
Casual Hilton guests who want no-fee hotel points plus solid everyday earning
Sign-Up Bonus
Bonus: 70,000 points
Requirement: Spend $2,000 in 6 months
Estimated value: $350
Reward Categories
hotels
7xHilton properties
dining
5xRestaurants in the U.S.
gas
5xU.S. gas stations
grocery
5xU.S. supermarkets
Everything else3x
Point value: 0.005¢ each
Key Benefits
No Annual Fee
Hilton Silver Status(~$50/yr)
No Foreign Transaction Fees(~$30/yr)
Pros & Cons
Pros
- + 7x on Hilton stays — solid earning with no annual fee
- + 5x on dining, gas, and groceries covers major spending categories
- + Hilton Silver status included
- + No annual fee makes this a keep-forever card
Cons
- - Hilton points worth only ~0.5¢ each — high numbers but lower value
- - Silver status is entry-level with limited perks
- - No Hilton free night certificate
- - Amex not accepted everywhere
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Recommended credit score: 670+
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