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American Express · Amex

Hilton Honors American Express Card

45 / 100

Annual Fee

$0

Sign-Up Bonus

$350

Spend $2,000 in 6mo

Base Rate

3x

on everything

Best For

Casual Hilton guests who want no-fee hotel points plus solid everyday earning

Sign-Up Bonus

Bonus: 70,000 points

Requirement: Spend $2,000 in 6 months

Estimated value: $350

Reward Categories

hotels

Hilton properties

7x
dining

Restaurants in the U.S.

5x
gas

U.S. gas stations

5x
grocery

U.S. supermarkets

5x
Everything else3x

Point value: 0.005¢ each

Key Benefits

No Annual Fee
Hilton Silver Status(~$50/yr)
No Foreign Transaction Fees(~$30/yr)

Pros & Cons

Pros

  • + 7x on Hilton stays — solid earning with no annual fee
  • + 5x on dining, gas, and groceries covers major spending categories
  • + Hilton Silver status included
  • + No annual fee makes this a keep-forever card

Cons

  • - Hilton points worth only ~0.5¢ each — high numbers but lower value
  • - Silver status is entry-level with limited perks
  • - No Hilton free night certificate
  • - Amex not accepted everywhere
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Recommended credit score: 670+

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