American Express · Amex
American Express® Green Card
Annual Fee
$150
After credits: $0
Sign-Up Bonus
$800
Spend $3,000 in 6mo
Base Rate
1x
on everything
Best For
Urban commuters and travelers who want Amex transfer partners at a lower annual fee
Sign-Up Bonus
Bonus: 40,000 points
Requirement: Spend $3,000 in 6 months
Estimated value: $800
Reward Categories
Restaurants worldwide
Transit including taxis, rideshare, trains, buses, tolls, and parking
Flights, hotels, and other travel booked directly
Point value: 0.02¢ each
Key Benefits
Pros & Cons
Pros
- + 3x on dining, transit, and travel — the trifecta for city dwellers
- + CLEAR Plus credit ($189) can offset the entire annual fee
- + Access to Amex transfer partners (same as Platinum/Gold)
- + LoungeBuddy credit for airport lounge access
Cons
- - $150 annual fee — credits require specific redemption to offset
- - No grocery or gas bonus categories
- - Amex not accepted everywhere internationally
- - Overshadowed by Gold (4x dining/grocery) and Platinum (5x flights)
Transfer Partners
Transfer points to 12 airline and hotel partners for potentially higher value.
Recommended credit score: 700+
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