American Express · Amex
Blue Cash Preferred
46 / 100
Annual Fee
$95
Sign-Up Bonus
$350
Spend $3,000 in 6mo
Base Rate
1x
on everything
Best For
Groceries & Streaming
Sign-Up Bonus
Bonus: 350 cashback
Requirement: Spend $3,000 in 6 months
Estimated value: $350
Reward Categories
grocery
6xUS supermarkets
Cap: $6,000/yr
streaming
6xSelect streaming
transit
3xTransit & rideshare
gas
3xUS gas stations
Everything else1x
Point value: 0.01¢ each
Key Benefits
Return Protection(~$50/yr)
Purchase Protection(~$50/yr)
Pros & Cons
Pros
- + 6% on groceries (up to $6k)
- + 6% on streaming services
- + Solid gas and transit rates
- + Cash back is simple
Cons
- - $95 annual fee
- - Grocery cap at $6,000/year
- - Amex acceptance issues
Apply Now
Recommended credit score: 670+
Is the Blue Cash Preferred right for you?
Enter your monthly spending and see exactly how much this card would earn you compared to 75 other cards.
See how this card ranksCard information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.