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Atmos Rewards Ascent Visa Signature®
Offer verified 2026-06-22Source: Bank of America official terms

Bank of America · Visa

Atmos Rewards Ascent Visa Signature®

70 / 100

Annual Fee

$95

After credits: $0

Sign-Up Bonus

$900

Spend $2,000 in 3mo

Terms apply.

Base Rate

1x

on everything

Best For

Alaska & Hawaiian Airlines flyers — West Coast, Hawaii, and Pacific routes

Sign-Up Bonus

Bonus: 50,000 points

Details: 50,000 bonus points + a $0 Companion Fare (plus taxes/fees from $23) after $2,000 spend in 90 days

Requirement: Spend $2,000 in 3 months

Estimated value: $900Terms apply.

Reward Categories

alaska airlines

Alaska & Hawaiian Airlines (Atmos Rewards) purchases

3x
gas

Gas stations

2x
transit

Local transit & commuting

2x
streaming

Streaming services

2x
utilities

Cable & satellite TV

2x
Everything else1x

Point value: ~1.8¢ each

Key Benefits

Annual $99 Companion Fare(~$200/yr)

Each anniversary after $6,000 annual spend — companion flies from $121 ($99 + taxes from $23) on Alaska/Hawaiian flights in North America

Free First Checked Bag(~$210/yr)

Primary cardholder + up to 6 companions on the same reservation

10% Rewards Bonus on Points Earned

10% bonus on all points earned from purchases — requires an eligible Bank of America/Merrill account

No Foreign Transaction Fees(~$50/yr)

Pros & Cons

Pros

  • + Annual $99 companion fare (after $6k spend) — bring someone from ~$121
  • + Free first checked bag for up to 6 companions — strong for families
  • + Atmos/Alaska miles transfer to 32+ airline partners including Emirates, Cathay Pacific
  • + Low $95 annual fee

Cons

  • - $95 annual fee — raised from $75 in the Atmos rebrand
  • - Companion fare requires $6,000 in annual spend to unlock
  • - No Global Entry credit
  • - No lounge access

Transfer Partners

Transfer points to 3 airline and hotel partners for potentially higher value.

Atmos Rewards (Alaska Mileage Plan)Oneworld PartnersGlobal Partners (32 airlines)

Rates and fees may vary.See current rates, fees, and terms on Bank of America's site

Apply Now

Recommended credit score: 700+

Advertising disclosure: we may earn a commission if you apply through this link. This does not affect your ranking. Full disclosure

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Card information is collected independently and has not been reviewed or provided by the card issuer. Terms apply to the offers listed on this page. See our disclosure for details.